February 28, 2005
News Release

Kemper submits year-end financials


LONG GROVE, ILL. – February 28, 2005 – Kemper filed its 2004 year-end financial statements (LMC financial statement - AMM financial statement) on Monday, February 28. The company posted a combined statutory surplus of $181.8 million. Of this amount, $171.4 million represents Lumbermens Mutual Casualty Company’s (LMC) surplus, with the $10.4 million balance posted by American Manufacturers Mutual Insurance Company (AMM). The combined year-end surplus is a decline of approximately $30.6 million from year-end 2003 surplus of $212.4 million.

Total assets for the organization stood at $3.8 billion, compared to $5.3 billion at the end of 2003. Gross liabilities dropped from $9.2 billion at December 31, 2003 to $6.8 billion at the end of 2004.

For more information about Kemper, visit its website at www.kemperinsurance.com